Overspending, Unemployed, Car Accident… Student Loan Debt Free Journey Update July 2021

Published on December 30, 2021

Interesting full videos related to money Management, Remortgage Debt Consolidation Loan, and Are You Debt Free With a Mortgage, Overspending, Unemployed, Car Accident… Student Loan Debt Free Journey Update July 2021.

This is my student loan debt free journey update for July 2021! July was super crazy… I got into a car accident, was unable to work, which led me to overspending and going over my budget… However, I was still able to pay $3,000 towards my student loan debt.

My goal is to pay $3,000 per month every month in the year 2021 so I can be debt free in 2023. As of the posting date, I have $66,860 of my student loans left. I started with approximately $147,000 of student loans in January 2019. I am currently 55% done with my student debt pay off journey.

In July 2021, approximately 72% of my total expenditure went towards my student loans. Check out this video to see how else I spent my money. Hope you enjoy!

Here is my Earnest affiliate link if you want lower your interest rate, pay down your debt faster, and get FREE $200: https://www.earnest.com/invite/france4

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✨ Refinancing 101 for Student Loans | Pros and Cons of Refinancing Student Loans: https://youtu.be/gKv6HQpV4S4

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đź’° Check out my student loan debt journey: https://youtube.com/playlist?list=PLFPeB5hjzOFeW2hz7gzPQ98Qok6MpiGJH

*Disclaimer: I am not a financial expert or professional, please do not take anything I say as professional advice. Everything in this video is for entertainment purposes. All numbers are accurate as of posting date. Please seek a professional and do your own research when it comes to your own financial decisions.

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Are You Debt Free With a Mortgage

Are You Debt Free With a Mortgage, Overspending, Unemployed, Car Accident… Student Loan Debt Free Journey Update July 2021.

How To Get Out Of Financial Obligation – Part 3

Not all financial obligations can qualify for Financial obligation Elimination. Cleaning all debts eliminates tension from one’s mind. Then your resources can enter into taking on the higher balances.

Overspending, Unemployed, Car Accident… Student Loan Debt Free Journey Update July 2021, Play top explained videos about Are You Debt Free With a Mortgage.

Your Own Financial Obligation Freedom Plan

We discussed the benefits of a Secured Debt combination loan, now let’s see the cons. This kind of financial obligation does not have collateral connected to it. Modification your state of mind about debt.

Millions of Americans owe money. More and more Americans are beginning to feel the weight of their debts come squashing down on them as we get in an economic downturn. If you have a little amount of financial obligation or a big quantity here are some actions to assist you get out of financial obligation the easy method, regardless of.

We discussed the advantages of a Secured Debt consolidation loan, now let’s see the cons. You currently know that individuals utilize an automobile or their home to take these loans. If you default and can’t pay the loan any longer, the vehicle or home will be in danger.

When you begin it doesn’t take long to see the results. It is kind of like beginning a workout and diet plan program. The weight starts to come off when you take the very first action of consuming less and working out more. Charge less and pay more and the debt will fall straight off. In addition, when you have achieved your goal of becoming financial obligation totally free you will feel the like you do when you achieve your weight reduction objective, you will feel better and be better.

A fine example of this is in the housing market. With the fall of the marketplace a lot of individuals owe more on their home than its worth. This makes it bad if you are attempting to sell due to the fact that you would not make a revenue on your house by selling it. Being familiar with what you owe to companies will get you started on your Debt Free life. Just after you know what you owe can you make a budget plan to fit what you need each month. Following a budget is really tough initially because you still desire things and this will not remain in your budget plan. Some things need to be paid monthly no matter what. You still need your electrical energy and gas to live in the house. You sure do not want to stop making your house payment. You would end up with not belonging to live and this will not assist your situation.

If you’re in a position where you can make just the minimum regular monthly payments on your Revolving Debt (normally charge card debt), you require to fret – unless it’s just a short-term scenario. Oftentimes, the required minimum regular monthly payment will be just enough to cover your interest charges and will not do anything to lower your balances. If you continue to make simply the minimum regular monthly payments required, you might actually never get out of financial obligation. In one example I saw recently, the person might get out of debt making just the minimum month-to-month payments but it would take him 17 years.

Online protected financial obligation consolidation loan is the fashion of the day. As it takes less time and makes your search instant. You get number of loan quotes, payment term, and low rate of interest from loan providers. Then the ball is in your court and you are the one who takes choice concerning the selection of your lending institution.

Imagine – debt complimentary – no more mortgage, early retirement, travel the world, purchase a private yacht. Whatever your dreams are, you can have them. Others are doing it, you can too. Make today the start of something brand-new, exciting and BIG. Get your house based company in multi level marketing began now, and make your dreams a truth.

Second of all, require time to comprehend the terms and conditions of the contract that you sign with your card company. However, do not do this till your financial obligation is settled.

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