How Much Money Is ENOUGH? Find Your FREEDOM NUMBER | FIRE UK

Latest vids top searched debt Free Priority, Debt Diet, Accelerated Debt, Pay Off Credit Card Debt, and Can Unsecured Debt Take Your House UK, How Much Money Is ENOUGH? Find Your FREEDOM NUMBER | FIRE UK.

Learn How to Calculate your FREEDOM NUMBER (FIRE number) using the 4% RULE for Financial Independence UK 🙂 ♥. Doing this gives you some peace around what exactly you are aiming for and your savings goal. It also helps you answer the question – When can I retire?

Every £100 per month that you reduce from you monthly spend, leads to needing £30k less for your Financial Independence. More in the video.

★★ WHAT TO WATCH NEXT ★★

How We SAVE 60% of Our Income for FINANCIAL INDEPENDENCE | UK – https://www.youtube.com/watch?v=MAC5HrmYsj4&t=1s

BBC Inside Out Film – Can You Achieve Financial Independence & Retire by 40? – https://www.youtube.com/watch?v=qC7Igt968QU

Our 12 Multiple Streams of Income UK – https://www.youtube.com/watch?v=QHnlo0l8YdM

How We PAID OFF Our Mortgage in 7 Years – https://www.youtube.com/watch?v=0_aWbccuZiw&t=1268s

How We Live Well On A £50/Week Food Budget for 4 – https://www.youtube.com/watch?v=iwNP4ax4ttM

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★★ LINKS MENTIONED IN THE VIDEO ★★

(01:22) – BUDGET FOR LIFE – https://thehumblepenny.com/budget-for-life/
(02:29) – FREEDOM NUMBER CALCULATOR – Updating
(09:30) – Compound Interest Calculator – https://thehumblepenny.com/compound-interest-calculator

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★★ ABOUT US ★★

MARY:

I’m married to Ken and we have two boys aged 6 and 4. I’m a Londoner, born in Hackney! 🙂

Day to day, I run the operations of The Humble Penny as a creative – doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.

When I’m not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids 🙂

KEN:

I’m a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I’ve spent the last 20 years on a steep journey of Personal Development.

CFO by day with over 12 years experience in the investment business. I’m also a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I’m a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur.

I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc.

We share content to inspire and teach others how to achieve Financial Independence and Freedom too 🙂

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Blog – https://thehumblepenny.com
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Twitter – https://twitter.com/thehumblepenny
Facebook – https://www.facebook.com/thehumblepenny/
Email – Ken@thehumblepenny.com

★★ OUR ONLINE SCHOOL ★★

Visit our online school at Financial Joy Academy for Video Courses:

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★★ About this video ★★
How much money is enough for you?, What is your freedom number?, FIRE number, Financial Independence Retire Early, Early Retirement, How to calculate your freedom number, Work out your financial freedom savings goal, How to calculate your Financial Freedom Exact Number, Financial Freedom, Financial Independence UK, The Freedom Number, How much money do you need?, Financial Freedom number for real people, how 4 numbers lead to financial security & freedom, finding your freedom number 2019, When can I retire?, 4% Rule, 4 Percent Rule, The Humble Penny.

Massive thanks for watching and following our channel 🙂 ♥

Best, Mary and Ken Okoroafor

DISCLAIMER: We are NOT Financial Advisers and do NOT offer Financial Advice. We create these videos for education and entertainment purposes.

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#financialfreedom #financialindependence #whencanIretire

Can Unsecured Debt Take Your House UK, How Much Money Is ENOUGH? Find Your FREEDOM NUMBER | FIRE UK.

7 Ideas To Become Financial Obligation Free

To live debt-free, you need to constantly live beneath your methods. Banks can extend loans to you to buy an automobile or residential or commercial property. The task is done by your credit history and credit report.

How Much Money Is ENOUGH? Find Your FREEDOM NUMBER | FIRE UK, Search most shared full videos about Can Unsecured Debt Take Your House UK.

Get Out Of Debt While You Still Can!

Make your Revolving Debt payments ahead of schedule. Therefore a credit line is defined for you. The time of repayment can differ from 5, to 25 years. The later is the one that has actually no security attached to it.

Countless Americans are in debt. More and more Americans are beginning to feel the weight of their financial obligations come crushing down on them as we go into an economic slowdown. Despite if you have a small quantity of debt or a big quantity here are some actions to help you leave debt the simple method.

The only debt flexible is unSecured Debt. You can eliminate your charge card financial obligation but we will come to that later. The lenders will not work with you if the debt has actually been secured with any collateral. It is really crucial to keep in contact with the creditor in case you fall back in payments on a protected financial obligation. Deal with them by all ways and never ever avoid their calls. The financial institution has the power to repossess or place liens on your residential or commercial property in case you fail to pay on a Secured Debt.

Debtors with bad credit can likewise apply for these loans since there is a property connected to the loan. By eliminating all the financial obligations with the aid of the loans, customer can enhance the credit score.

Settlement and management both work by getting the principle amounts owed minimized. Resolving debt relief companies instead of consolidators, a customer can be Debt Free in 12 to 36 months, and still have the one regular monthly payment plan that debt consolidation provides. They both make sense. The consumer handles to eliminate his or her financial obligation, however does not take fifteen or twenty years to pay back a huge loan. A couple of years can make a huge distinction.

Dedicate a section of your budget for paying off financial obligations. All of your charge card, car loans, school loans, money you obtained from friends and family, shop cards need to go into this area. Your home loan can be included here if you want however I would suggest keeping the home mortgage out of this area and just focus on the Revolving Debt that you can settle in a few years.

It is always much better to choose an option that does not ruin your repute forever. By submitting bankruptcy one completely ruins their credit score however with the aid of debt relief programs ones prominence will be decreased but with the passage of time one can regain their repute. Most significantly one can end up being a debt totally free a lot faster and in a much safer method with a future for more loans and charge card use. Whereas bankruptcy would ruin ones image forever and they would never have the ability to take loans once again from any banks.

It is also fact that individual loans debt combination is seldom successful. Customers begin it with great objectives, however less than half achieve success and ultimately end up either in financial obligation settlement or personal bankruptcy. At that point, hard assets can be lost to default. Anybody considering this kind of combination owes it to themselves to have a look at all the programs offered. In all possibility, something other than consolidation may work and be much more successful in the long run. For the one monthly payment, there is more offered than just debt consolidation. The other techniques might be worth investigating.

If the loan goes bad, the loan provider has some type of recourse: he can foreclose on the house. The month-to-month payment amount differs with use. This is the last in the list of 7 clear suggestions on how to be debt-free.

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