My paycheck is being garnished, but I didn't get sued. Please help!

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Default Judgements: Have you been sued? Are you sure?

In Nevada, you might be sued without even knowing it.

As is usually the case, what happens on TV is a far cry from reality. I know it’s hard to believe, but yes, in Nevada it’s quite possible to be “served” a summons, lose your case (default judgment) and be garnished up to 25 percent of your take-home pay without actually ever knowing you were sued.

The Nevada Rules of Civil Procedure (leg.state.nv.us/courtrules/nrcp.html) allow for several different types of service when you’re being sued. The one you see on TV, where a process server has to physically touch a defendant with the actual papers of service, is the least used in this state. Rather, the law also provides that service can be accomplished “by leaving copies thereof at the defendant’s dwelling house or usual place of abode with some person of suitable age and discretion then residing therein …” In other words, someone can serve you by handing a copy to anyone who lives at your residence who is 18 or older.

But there’s another method of service Las Vegas residents need to be aware of: Service by Publication. Essentially, this allows a creditor to serve a defendant by publishing the summons in a news paper once-per-week for 4 weeks. The paper creditors most often choose is the Nevada Legal News. Do you read that paper (and the legal notices section)? If you’re not an attorney, the answer is probably, “No.”

This method of service means that yes, you can be sued without you ever knowing about it. Worse still, if you fail to appear for one of these suits, a default judgment may be entered, and a garnishment order may be issued. In other words, the first time you find out that you were sued is when your bank account gets frozen, or your HR department lets you know that your paycheck has been garnished.

If you have debt issues, please don’t bury your head in the sand and think the debt will magically go away… contact an attorney and learn your options for stoping the garnishment, getting out of debt and rebuilding your credit.

As top bankruptcy attorneys in Las Vegas, we deal with default judgments daily. We help people get out of debt, and treat everyone like their one of the PandA family.

If you have debt issues, give us a call. We’re here to help.
www.PandALawFirm.com
702-818-3888

Can Unsecured Debt Be Garnished, My paycheck is being garnished, but I didn't get sued. Please help!.

Become Debt Totally Free With These Tips

The reality is the majority of us spend 10% more monthly than we make. I mean overlook what other individuals are DOING AROUND YOU. Too numerous bank or national revolving accounts – This is the reverse of the above.

My paycheck is being garnished, but I didn't get sued. Please help!, Search most searched replays related to Can Unsecured Debt Be Garnished.

Charge Card Debt Counseling – How To Get Gratis Credit Therapy Online

You can likewise make double payments to reduce the repayment amount. It truly is reliant on how we handle the debt. Some might think about a “quick-fix” in the kind of consolidation.

Millions of Americans are in financial obligation. A growing number of Americans are beginning to feel the weight of their debts come crushing down on them as we go into an economic downturn. Despite if you have a percentage of debt or a large quantity here are some steps to assist you leave financial obligation the simple way.

Initially, let’s comprehend unSecured Debt. Secured Debt is has a tangible item connected to it, such as a house, a car, a boat, a motorcycle, or anything else that is used for security. Unsecured debt has no tangible item connected to it for collateral. The truest example of unsecured debt is charge card debt. When certifying you for debt settlement programs, this is the very first thing that financial obligation settlement business consider.

Lot of times, debt can escape us. This is the time to buckle down and try to get a plan that can help you lastly avoid the financial obligation cycle that has the prospective to bankrupt so lots of American Households.

In any debt reduction program, balances with the biggest quantity and at the greatest rate of interest should be in the top priority list to be removed. There are numerous methods to get rid of these high rate of interest balances. Amongst the popular options are: balance transfer to charge card that have low rates of interest; and you can likewise get a personal loan at low rate of interest to clear off the debts that charge high rates of interest. The bottom line is, the accounts with huge balances and high interest rates will snowball the debt quick, so they should be gotten rid of initially. This is one of the fastest techniques for you to work the method toward living Debt Free.

According to a U.S. Congress report, the typical United States household has debt that more surpasses over 40% of what they make each month. In recent studies from 2008 the typical balance increased 30.5% to an average of $7350.00. According to the very same report put out by U.S. Congress, customers have Revolving Debt totaling an amount of $950 billion.

You need to understand that there are particular certifications that you need to comply with when looking for a debt relief option. All of them are reliable however you require to receive it economically to be able to maximize the benefits of each.

There is a big misunderstanding that credit is the only way to get the important things we require and want out of life. People are over spending and living beyond their ways. I’m not stating that you should not desire nice things, however you should not offer your soul to get them. If you permit it to be, $10,000 in credit card financial obligation might easily a 10-15 year obligation. I desire you to see in your mind’s eyeborrowing $100.00 however paying back $1000.00 sounds crazy right? Well that’s why you need a debt complimentary option.

No recent revolving balances – You don’t have any activity on your revolving accounts. Anyways, cautious administration of our finances can imply that we can clear our debts.

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