Tricking the fake "Debt Free America" into calling an adult hotline (warning: language)

Published on April 23, 2021

Trending YouTube videos highly rated chapter 7 Bankruptcy, Payday Loans, Filing For Bankruptcy, Credit Rating, and Is Debt Free America A Scam, Tricking the fake "Debt Free America" into calling an adult hotline (warning: language).

There is a real, legitimate company by the name Debt Free America. That is not who I am calling here. I have heard that this call center essentially hijacked the name of the real, legitimate company.

This is the same fake ‘Debt Free America’ number that Joe Scambait has posted the last couple of times he has streamed. They made it way too easy to trick them into calling an 800 number of my choice.

I have received plenty of “lower your credit card interest rate” robocalls. This call center uses a script that is almost identical to what the workers on those robocalls use. That, plus the language used towards the end of this call, is strong evidence that I am calling the fake company, not the real Debt Free America. I won’t mess with a call center I know is legitimate. I have every reason to believe this call center isn’t. The real company even has a notice on its web site saying it is aware that scammers are using its name. Here I am messing with the scammers, not the real company.

I’ve done this quite a few times to the aforementioned robocall scam workers, and they usually at least try to call my bank first before asking for the 800 number on the back of the card. The first part of the fake card number I give them (5117 12xx) is the BIN, which in this case tells them it’s a Mastercard from a specific bank. The last digit in the card number is a checksum — Google ‘Luhn algorithm’. The rest of the card number can be anything, as long as the checksum is correct.

WARNING: Strong language towards the end of the call.


0:11 — Broken English in the phone menu

0:20 — Agent picks up the call

0:55 — He goes through his script

1:31 — I start giving him my fake credit card information

2:59 — He asks me for the customer service toll free number on the back of my card. This is where you can get creative with what number you give them, because they do call it.

3:45 — He puts me on hold while he calls what he thinks is my bank

3:58 — He comes back. He and a coworker of his aren’t very happy with me

Is Debt Free America A Scam

Is Debt Free America A Scam, Tricking the fake "Debt Free America" into calling an adult hotline (warning: language).

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