I'M DEBT FREE!!! | how I paid off $120,000 student loan debt & changed my life forever 💸
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I thought the day would never come where I would be able to scream “I’M DEBT FREE!!!” out loud. But after a total of 6 years, overcoming a shopping addiction, and over $120,000 later…I’M DEBT FREE!
I truly couldn’t have done this without you and your support. This community meant everything to getting here, and moving forward from here. Thank you, thank you, thank you for all your support, encouragement and for sharing your own experiences in healing your own financial health. It IS possible. You got this.
✨jewelry is always Mejuri https://mejurifinecrew.sjv.io/christinam
Resources Mentioned 💸
How To Stop Shopping https://youtu.be/sSBwXHEILS8
Dave Ramsey Rants https://youtu.be/lajox7PdS2g
I Will Teach You To Be Rich by Ramit Sethi https://amzn.to/39cwpNL
The Total Money Makeover by Dave Ramsey https://amzn.to/3hAquXI
Stop Acting Rich by Thomas Stanley https://amzn.to/3hDmrcZ
The Millionaire Next Door by Thomas Stanley https://amzn.to/3tL2ZzV
Debt Free Forever by Gail Vaz Oxlade https://amzn.to/3zgm4uK
Every Dollar Budgeting App (I always used the free app) https://bit.ly/35SgX8G
You Need A Budget (free trial available) https://bit.ly/3zbxOid
📸 Instagram https://www.instagram.com/christina.m…
🛍 Low Buy Beauties Facebook Support Group http://bit.ly/2R3AHxC
✨ Support my work on Patreon https://www.patreon.com/styleapotheca1
💸 The Budgeting App I Use https://bit.ly/35SgX8G
👗 FREE Wardrobe Tracking Spreadsheet https://bit.ly/3lPJ8eu
📱 TikTok https://bit.ly/2WaELlQ
My Depop store: https://depop.com/christinamychas
My Poshmark closet: https://posh.mk/U1Kjx0wmPib
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Codes & Discounts (if you want to)🤘🏻
✨MEJURI – save 10% with my link off your next Mejuri piece https://mejurifinecrew.sjv.io/christinam
🍃ORGANIC BASICS – use code STYLEXOB to save off 10% off your order
👜SAMARA – cruelty-free minimalist bags & accessories (female-owned, from Toronto) get 10% off your first order with code STYLEAPOTHECA https://bit.ly/3kHWibA
🍳OUR PLACE – use code CHRISTINAM10 to save 10% off your first purchase at Our Place https://bit.ly/3ma7SRq
My Filming Gear 📽
Main Camera https://amzn.to/3aCpbVo
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FTC: This video is not sponsored. Items marked * are gifted. Some links are affiliate. Affiliate links provide me with a small commission at no added cost to you, and helps support my channel!
I’m Christina, friendly neighbourhood human on the internet slash pharmacist. You may have previously known me as Style Apotheca. I’m living in Toronto, Canada and on my channel you’ll find me on my journey towards minimalism, being content with less, recovery from a shopping addiction, and my journey towards financial freedom from over $120,000 in student loan debt. Thank you SO much for watching and taking the time out of your day to support my channel. A little thumb always helps support me!
I Will Be Debt Free, I'M DEBT FREE!!! | how I paid off $120,000 student loan debt & changed my life forever 💸.
Can You Become Debt Complimentary With A Bad Credit Individual Loan
Financial obligation problems are extremely common, therefore are insolvencies. That resembles a guaranteed 18% return on your cash. You can also discuss your particular chapter of bankruptcy options with your lawyer.
I'M DEBT FREE!!! | how I paid off $120,000 student loan debt & changed my life forever 💸, Enjoy most searched full length videos relevant with I Will Be Debt Free.
With Totally Free Financial Obligation Decrease Plan Build A Debt-Free Life
There are 2 types of financial obligation, and some really effective ways to eliminate them. Chapter 7 bankruptcy involves liquidation but there is more to it than that. Furthermore, it is causing a challenge on Americans.
Used vehicles can be a part of a frugal lifestyle. In fact, some financial professionals who focus on assisting their fans become financial obligation totally free advocates only buy pre-owned automobiles for cash. Owing money resembles having an anchor connected to your ankle and dragging it around. One false relocation, and you could fall into the ocean of expenses and sink.
The 2nd thing that a debt settlement business will take a look at is just how much unSecured Debt you currently have. Most of the times, you will certify if you owe over $10,000 dollars in debt. Due to the fact that Secured Debt can not be settled, they will not think about protected debt. This is because the creditor of debt always has the alternative of repossessing the product utilized as collateral and auctioning it off to gather that debt. This, naturally, isn’t the case with unsecured financial obligations.
They do not have help. Having debt concerns is like having psychological illness. It exists however nobody wants to speak about it. And most do not understand where to turn to.
Oh, oh, that is just what I stated it is coming out of the pockets of the citizen. Who would have thought that the basic public would be paying off the debt of people that they don’t even understand? Ouch, that hurt. Do not despair now, everything is going to be all right. Those in charge know just what they are doing and they intend to keep right on doing it. They are handing out free cash to those that they believe deserve it. Free government grants for financial obligation relief are planned to make life easier for a chosen couple of by providing them an easy method of ending up being Debt Free.
The outright finest thing you can do to handle your Revolving Debt is to cut all of your credit card in half. Sound remarkable? Sure, it is, however it is one method to make certain that you stop including on to the amount that you owe.
Some may consider a “quick-fix” in the form of consolidation. This involves taking a number of financial obligations and combining them into one big debt, frequently collateralized with a home mortgage to enable for a lower interest rate.
Step Five: Balance your spending plan. You’ll need to stabilize your budget once you’ve finished the job of noting all your costs, credits, and debits. One a sheet of paper, you require to note your credits on one side and include them all at the bottom. On the other side you’ll need to list all your debits which should include your revolving financial obligation and expenses. You’ll discover where your spending plan is well balanced or not.
We will likewise talk about how you can eliminate your charge card financial obligation later. As I compose this, we are going into this year’s World Series. The task is done by your credit score and credit report.
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