My Debt Free Journey | How I Paid Off $30K in Credit Card Debt!

Published on September 28, 2022

Popular complete video relevant with cash Advance Lenders, Best Debt, Non-secured Loans, Holiday Credit Card Debt, and Are You Debt Free if You Have a Mortgage, My Debt Free Journey | How I Paid Off $30K in Credit Card Debt!.

Watch to see my process of getting out of $30,000 in credit card debt in two years. I share my story and discuss how I consolidated my credit cards using Lending Club (personal loan) to take control of my finances. #debtfreejourney #lendingclub #creditcarddebt #teacherlife #takecontrolofyourfinances

00:00 Intro
04:14 Loan Amount
05:15 Monthly Payments
06:24 Complete Application
07:24 Loan Term and Amount
09:00 Direct Deposit vs Lending Club
11:37 Paying Off Debt Allowed Me To Take Control

🔗Referral Link
I want to share Lending Club with you! A personal loan through Lending Club helped me take control of my finances, and can help you reach your financial goals, too!
https://bit.ly/JoinLendingClub

XOXO
Edupreneur Diaries: https://linktr.ee/edupreneurdiaries

❤️ F R E E D O W N L O A D:
Visual Debt Tracker: https://www.edupreneurdiaries.com/debttracker

🎥 M E N T I O N S:
⫸ Varo Bank
https://bit.ly/JoinVaro
⫸Digital Printable: Student Loan Debt Payoff Printables
https://t.ly/iQKd
⫸Lending Club
https://bit.ly/JoinLendingClub

🌈 A B O U T M E:
Hello! I’m Kimberly! I’m an educator by profession. I have a passion for instructional technology and personal finance. After I graduated college, I had over $30,000 in credit card debt (this number has fluctuated up and down over the past two decades), so I made it my mission to dive into everything personal finance-related, so I could equip myself with the tools to pay off my debt and live a life of financial freedom. I paid off my debt in 2 years and now it’s my passion project to share with you strategies I’ve used to pay off my credit card debt, ways to be productive and ways to plan for financial expenses. I hope you’ll join me—I’ll have a new video filled with valuable personal finance tips every week!

🌐 L E T ‘S C O N N E C T !
⫸Subscribe: https://bit.ly/EdupreneurDiaries_Subs…
⫸Link.tree: https://linktr.ee/edupreneurdiaries
⫸Insta: https://www.instagram.com/edupreneurd…
⫸Website: http://www.edupreneurdiaries.com
⫸Twitter: https://twitter.com/edupreneurdiary
⫸TikTok: https://www.tiktok.com/@edupreneurdia…

🛍️ S H O P M Y P R O D U C T S !
⫸Digital Downloads – Finance: https://www.edupreneurdiaries.com/fin…
⫸Digital Downloads – Teachers: https://www.edupreneurdiaries.com/tea…
⫸Gift Cards: https://www.edupreneurdiaries.com/gif…
⫸Merch: https://www.edupreneurdiaries.com/merch
⫸Etsy Shop: https://www.etsy.com/shop/EdupreneurD…
⫸TPT Store: https://www.teacherspayteachers.com/S…
⫸Amazon Author Page: https://www.amazon.com/~/e/B0923HT3RQ
⫸Amazon Shop – Favorite Things: http://a.co/77woQZg
⫸Home Based Business eBook: https://gumroad.com/l/homebasedbusiness

🛒 A M A Z O N F A V O R I T E S !
⫸ Blue Snowball Microphone: https://amzn.to/37sFZ1Y
⫸ Planner for Time Management: https://amzn.to/3vV62bz
⫸ Echo Dot: https://amzn.to/390DnZk
⫸ Mesh Desk Organizer: https://amzn.to/3vT8aAq
⫸ Echo Auto: https://amzn.to/39LFWiw
⫸ 475 Tax Deductions for Businesses: https://amzn.to/39E5IoJ

🔗 R E F E R R A L L I N K S
⫸Robinhood: https://bit.ly/JoinRobinhoodReferral
⫸Webull: https://bit.ly/JoinWebullNow
⫸M1Finance: https://bit.ly/JoinM1FinanceNow
⫸Sofi Money: https://bit.ly/JoinSoFi
⫸Sofi Invest: https://bit.ly/JoinSoFiInvest
⫸Novo: https://bit.ly/JoinNovo
⫸Lending Club: https://bit.ly/JoinLendingClub
⫸Cash App: https://bit.ly/JoinCashAppNow
⫸Chase Freedom Unlimited: https://bit.ly/JoinChaseFreedom
⫸Discover It: https://bit.ly/JoinDiscoverIt
⫸Chase Sapphire Preferred: https://bit.ly/JoinChaseSapphire
⫸Chime: https://bit.ly/JoinChimeToday
⫸Varo: https://bit.ly/JoinVaro
⫸Capital One Spark Business: https://capital.one/3MZwLJG
⫸Fetch Rewards: https://bit.ly/JoinFetch

✏️ N O T E:
This description may contain some affiliate links, meaning that I may earn a minimal commission if you click through and use these links (at no additional cost to you).

💡Q U E S T I O N S:
For questions about any notebooks, courses, blog, merch or digital products, please email: support@edupreneurdiaries.com

D I S C L A I M E R:
I am not a financial advisor. This information is for general & educational purposes only.

Are You Debt Free if You Have a Mortgage

Are You Debt Free if You Have a Mortgage, My Debt Free Journey | How I Paid Off $30K in Credit Card Debt!.

Six Tips To Remain Financial Obligation Free

The application procedure is hassle complimentary and takes about 12-15 days to process. There are two types of debt the secured and unsecured loan. Try to simplify it in language that you can understand.

My Debt Free Journey | How I Paid Off $30K in Credit Card Debt!, Find top replays related to Are You Debt Free if You Have a Mortgage.

Managing Your Debt For A Debt Relief

Any such financial obligation offered to you without an undying asset is called unsecured financial obligation. To eliminate financial obligation you need to spending plan. Your credit rating will undoubtedly suffer as well.

As I write this, we are going into this year’s World Series. It constantly appears there is a group entering the World Series that was down in 2015, or was practically broke but effort and faith with vision got them to the top. I will need to admit the economic crisis completely disturbed the plans of many individuals who do not deserve something like that. Typically numerous were not so remote from retirement, their ideal jobs lost and lost some dreams. However as with teams, effort and vision into the not to future is the secret.

Contact your lenders before signing up for a Secured Debt combination loan. Numerous companies have alternatives for restructuring your payments, so that they’re straight paid.

Be firm however courteous as you accept a new regular monthly payment that you can afford. Let the representative know that you are not going through a really simple time and this is all you can afford, there is no more money left where this came from.

They may think that being Debt Free is difficult which is an incorrect belief and not real. Anybody can end up being Debt Free with a plan and correct assistance.

Lots of people searching for debt combination have high credit card balances. Charge card are considered to be revolving balances. This means that the quantity of financial obligation will raise and lower periodically. Since this is unforeseeable debt, having too much revolving credit can have an unfavorable impact on your credit score. So, the best way to combine charge card financial obligation is with a set rate loan. This will decrease your Revolving Debt balance and help enhance your score. Just don’t use those cards once again or close them all at once. Closing the cards will adversely impact your credit score.

One payment versus many payments: The typical resident of the USA pays 11 different lenders each month. When, making one single payment is much simpler than figuring out who should get paid how much and. This makes handling your financial resources a lot easier.

Envision what you will have when you are debt free. How much money will you have when you are not paying all that debt. Visualize the much better life you stop squandering massive quantities of cash on interest payments.

When you get a financial obligation paid off, reward yourself with a supper out. Then do the process over again. Consider opening a savings account just for your brand-new Holiday Fund.

If you are looking more engaging videos related to Are You Debt Free if You Have a Mortgage, and good Debt, Secured Debt you are requested to signup for subscribers database now.

  • Leave a Reply

Enjoyed this video?
"No Thanks. Please Close This Box!"