How I Paid Off $10,000 of Credit Card Debt in 6 Months

New full videos relevant with chapter 7 Bankruptcy, Payday Loans, Filing For Bankruptcy, Credit Rating, and How To Get Debt Free In 6 Months, How I Paid Off $10,000 of Credit Card Debt in 6 Months.

I PAID OFF $10,000 IN CREDIT CARD DEBT IN SIX MONTHS GJFREKJGHRJFEGK I’m too excited WOW. Here’s a very detailed video of my debt payoff process!! #personalfinance #debtpayoff #creditcarddebt

TIME STAMPS:
0:00 – intro
2:01 – how I got into 10k of credit card debt
5:30 – get serious and commit to a debt payoff plan
6:30 – balance transfers
7:23 – track your income and expenses & create a budget
7:59 – pay more than minimum payments (debt snowball vs debt avalanche)
9:04 – find extra money to use toward debt (cut your spending and/or make more money!)
11:18 – I have definitely increased my income (+ my estimated total income for 2019)
12:50 – what percentage of my income goes toward debt?
14:35 – how much did I pay each month?
16:40 – my debt payoff hype song lmfao
17:36 – how do you resist lifestyle inflation / spending more as you earn more?
18:43 – how do you stay motivated during debt payoff?
19:57 – what was the most helpful way to think about the process of paying off debt?
20:33 – are you saving while paying off debt?
21:13 – what’s next? Pay off my student loans! + my current total loan balance
22:49 – how has your credit score changed?
23:24 – did you still use credit cards while paying them down?
24:46 – what do you recommend for young people regarding credit cards and student loans?

SOURCES & REFERENCES:
Opening Up About My Student Loans and Credit Card Debt – https://youtu.be/tku2C-DgA6s
Finances of a Full-Time YouTuber (taxes, budgeting, etc) – https://youtu.be/3NMQyrvp7o8
Debt Snowball Vs Debt Avalanche | Which is the Best Debt Payoff Strategy? – https://youtu.be/jtgnRJKSJlw
What is a balance transfer? – https://www.creditkarma.com/credit-cards/i/what-is-balance-transfer/
The Financial Diet – https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw
Aja Dang – https://www.youtube.com/user/ajabdang
Sarah Nourse – https://www.youtube.com/channel/UCDbGw5fdxTLjRsNnD7_Jwvw

♥ Instagram: https://www.instagram.com/tferg__/
♥ Twitter: https://twitter.com/tiffanytheprez
♥ My Podcast, Previously Gifted: http://bit.ly/previouslygifted
♥ Vlog Channel: http://bit.ly/tfergvlogs
♥ Political Channel: http://bit.ly/sociallyunacceptable

♥♥♥ Use my affiliate links to support my channel 🙂 ♥♥♥
* My go-to eyeshadow palette (vegan and cruelty free!) https://amzn.to/2WnU5tX

• 10% off Glossier (for first time customers). I use the Perfecting Skin Tint, “Cake” and “Zip” Generation Z lipstick
  • https://re.glossier.com/72ff5ffa

*Sign up for my fav travel site, Airbnb, for a $40 credit! http://www.airbnb.com/c/tferguson42

*Here’s an Amazon list with all of the equipment I use to film my videos, including my camera, mic, ring light, and more! http://bit.ly/filmingequipment

Hello my dudes! My name is Tiffany Ferguson. I’m a 24 year old sharing my thoughts and life experiences. Here on Tiffanyferg, recently I’ve been working on my Internet Analysis series, where I research and discuss topics related to social issues and media. I also occasionally talk about my experiences with college, traveling, study abroad, veganism, and more.

Business Inquiries: tiffanyferguson@select.co

FTC: This video is not sponsored. Links with * are affiliate, meaning I am compensated monetarily if you join or make a purchase.

How To Get Debt Free In 6 Months, How I Paid Off $10,000 of Credit Card Debt in 6 Months.

How To Remain And End Up Being Financial Obligation Free

Life is frequently interrupted by something as unreasonable or as dramatic as the economic downturn. This kind of bankruptcy involves establishing a repayment plan where your financial obligation is reorganized.

How I Paid Off $10,000 of Credit Card Debt in 6 Months, Enjoy top replays about How To Get Debt Free In 6 Months.

Suggestions To Removing Financial Obligation And Investing Wisely

Firstly, you need to stop acquiring financial obligations. This might also include motorcycle, quads, jewelry, or furniture. That’s the secret to ending up being financial obligation free.

Used vehicles can be a part of a frugal lifestyle. In fact, some economists who focus on helping their fans become debt totally free supporters only buy secondhand cars for money. Being in debt resembles having an anchor attached to your ankle and dragging it around. One false relocation, and you might fall into the ocean of expenses and sink.

Get in touch with your lenders before registering for a Secured Debt debt consolidation loan. Many business have alternatives for reorganizing your payments, so that they’re directly paid.

Customers with bad credit can also make an application for these loans because there is an asset attached to the loan. By getting rid of all the debts with the assistance of the loans, customer can enhance the credit rating.

The method this mode of bankruptcy works is reasonably easy in style and idea. It can be considered a kind of liquidation insolvency. That means that all assets that are not exempt will be sold (liquidated) and all monies generated from the sale will then go to those debtors that are owed money. Obviously, there is more to the process than this however that is the most simplified explanation of how it works. If the liquidation results in a total reward of all financial obligations owed then the individual that has actually declared bankruptcy protection will be Debt Free.

The outright best thing you can do to handle your Revolving Debt is to cut all of your credit card in half. Sound significant? Sure, it is, however it is one way to make certain that you stop including on to the quantity that you owe.

Debt Decrease: The financial obligation decrease likewise known as settlement will decrease your loan amount. You are legally qualified for the settlement if you have more than ten thousand dollars as unsecured loan. The loan decrease helps both the creditor and debtor are benefited by this. The lender get the impressive amount and debtor need to pay only decreased quantity. The creditor will give you settlement as less as possible. The reduction is directly proportional to their loss.

Envision – debt totally free – no more mortgage, early retirement, take a trip the world, buy a luxury yacht. Whatever your dreams are, you can have them. Others are doing it, you can too. Make today the start of something brand-new, interesting and BIG. Get your home based service in mlm began now, and make your dreams a truth.

For the one regular monthly payment, there is more offered than simply debt combination. It would take you 32 YEARS (389 months) to settle the balance. Some people nevertheless, think the other way round.

If you are searching rare and engaging videos related to How To Get Debt Free In 6 Months, and fix Bad Credit, Debt Snowball Calculator dont forget to signup for newsletter for free.