💳My 9 FAVORITE Credit Cards: Earn 2-5% Cash Back on Most Purchases (2023) 🤑| Budgeting | Save Money

New replays related to home Debt, Reduce Debt, Eliminate Your Credit Card Debt, and Are Credit Cards Considered Revolving Debt, 💳My 9 FAVORITE Credit Cards: Earn 2-5% Cash Back on Most Purchases (2023) 🤑| Budgeting | Save Money.

💰There are TONS of credit cards on the market today, with all kinds of offers on cash back and bonuses, and with all sorts of other perks.

💳In this video, we’ll take a look at my top 9 FAVORITE credit cards that I use personally to earn anywhere from 2% to 5% cash back from almost EVERY purchase. For each of these cards, we’ll cover the cash back percentages, other perks, any welcome offers, and more! Full Disclaimer/Disclosure below.

⏩In our next video, we’ll go over how to use our current credit cards (and a new one) to maximize our cash back – check it out after this video: https://youtu.be/GQqIr4kf8LM

The cards featured in this video cover all sorts of common spending categories, like:
🛒Groceries
⛽Gas
🍽️Restaurants
🥡Takeout and delivery
🛍️Online shopping
💊Drug stores
… and more!

💰ALL 9 of these cards have NO annual fee, and most of them also offer HUGE cash bonuses!

💬Let me know in the comments: What are your favorite credit cards to use for daily purchases?

OTHER POPULAR VIDEOS:
💳Learn about the 6 BEST catch all credit cards for earning 1.5%-3% cash back on your purchases with NO annual fee: https://youtu.be/ZsP22VVE_Bk
💵 Check out the 4 BEST high yield savings accounts for ANY financial situation: https://youtu.be/NtUkh0y5YpY
🛒Learn about the 7 BEST cash back credit cards for GROCERIES in 2023 (with NO annual fee): https://youtu.be/Isd2HDN7kzA
💳7 spending categories you probably DIDN’T know you could earn up to 5% CASH BACK on in 2023 (NO annual fees): https://youtu.be/JGwl4G_ojJE
🤑Learn about some QUICK & EASY ways to save money and fight inflation: https://www.youtube.com/playlist?list=PL6GXvGWK91ucvYNgta5hSh5QN7K8l8rXL

OFFERS/LINKS:
➡️Get $30 off an order of $30 or more after signing up with RAKUTEN: https://www.rakuten.com/r/ASHLEY143005?eeid=44748

⏱️Timestamps:
0:00 Intro
0:39 Disclosure
1:06 Criteria for Credit Card Selections + Credit Cards Types
2:46 Card Type 1: Revolving Category Credit Cards (5% Cash Back)
3:24 Pick 1: Chase Freedom Flex Credit Card
5:02 Pick 2: Discover It Cash Back Credit Card
5:47 Top Pick for Revolving Category Credit Cards
6:06 Card Type 2: Pick-Your-Own Category Credit Cards (3-5% Cash Back)
6:33 Pick 3: Citi Custom Cash Credit Card
7:34 Pick 4: Bank of America Customized Cash Rewards Credit Card
8:34 Top Pick for Pick-Your-Own Category Credit Cards
9:17 Card Type 3: Set Category Credit Cards (3-5% Cash Back)
9:46 Pick 5: U.S. Bank Altitude Go Visa Signature Credit Card
10:46 Pick 6: Bank of the West Cash Back World Credit Card
11:06 Pick 7: American Express Blue Cash Everyday Credit Card
11:56 Pick 8: Capital One Quicksilver Credit Card
12:37 Top Pick for Set Category Credit Cards
12:51 Card Type 4: Straight Cash Back – Catch-all Credit Cards (2% Cash Back)
12:59 Pick 9: Wells Fargo Active Cash Credit Card
13:23 Next: Structure Your Credit Card Spending Plan to Get the Most Cash Back Possible

———

📖Welcome to Walliterate, where we learn how to become wallet literate!

💵On this channel, we talk about all things budgeting, saving up and saving money.

▶️We upload new videos every week, on topics including finance, budgeting, saving money, credit cards, banking, cash back apps, cash back rewards and more!

📈If you like to save money and spend smart, and want to see more of our content, be sure to ✨subscribe✨and click that notification bell 🔔 to be notified when we post new videos!

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Disclaimer: I am NOT a financial advisor or accountant. This video is for general educational purposes ONLY – no official financial advice is being given. I am only providing my own personal ideas, opinions and experience. Be sure to ALWAYS consult a professional before making any investments or financial decisions.

This video does not include all credit card companies or all available credit card offers. The offers and information provided in the video are accurate at the time of the posting date, but may not be in the future. Some of the offers mentioned may no longer be available.

Affiliate Disclosure: If you make a purchase or apply for an offer using one of the affiliate links provided, I may receive a commission at no charge to you. If you do use an affiliate link, thanks for supporting my channel!

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Are Credit Cards Considered Revolving Debt, 💳My 9 FAVORITE Credit Cards: Earn 2-5% Cash Back on Most Purchases (2023) 🤑| Budgeting | Save Money.

The Cons Of Debt Settlement As Exposed By Our Net Promotor Score Survey

This will help you in the next action, get a cash refund deal and take the optimum benefit of best cards to have. The lender wants you to keep their card and continue costs.

💳My 9 FAVORITE Credit Cards: Earn 2-5% Cash Back on Most Purchases (2023) 🤑| Budgeting | Save Money, Play most shared explained videos about Are Credit Cards Considered Revolving Debt.

Debt – 7 Steps To Eliminate Debt

Is it an accident that we live a carefree life and do not believe enough about the future? I imply neglect what other individuals are DOING AROUND YOU. Plus, you will spend a lot on interest payments over the regard to the loan.

I do not require to encourage you that MONEY is absolutely crucial for our life, right? We all desire more of it or perhaps much better lots of it. However what do we do to get it? Work, borrow, go overdraft, use charge card? It seems that it’s never ever enough.

UnSecured Debt has no concrete product on the line as collateral, so it generally comes with a higher interest rate. Personal loans and credit cards are the most common kinds of unsecured financial obligation. Trainee loans are a little tricky. It appears as though it must be classified as unsecured debt, considering that the bank can not reclaim your education and there is no security; however, stringent laws use to trainee loan debt. For example, it is not dischargeable in personal bankruptcy, so trainee loans should be considered Secured Debt.

You will discover a number of alternatives for protected debt combination online. The Internet can be utilized to look for the financial obligation choices from the comfort of your house. Nevertheless you require to devote time and work a bit difficult to discover the best alternative.

Device a strategy: After developing your top priority list it is time to design a strategy to be Debt Free. The payment strategy ought to assist you to pay off the concern loans quickly. So try to put all the money towards the payment of the loans. You can likewise make double payments to reduce the payment quantity. In case of the other smaller sized loans you can make the minimum payments till you are all set to pay them off.

Commit an area of your budget for settling debts. All of your credit cards, automobile loans, school loans, cash you borrowed from household and friends, shop cards should go into this area. Your home mortgage can be included here if you want however I would recommend keeping the mortgage out of this area and simply concentrate on the Revolving Debt that you can settle in a few years.

When listing your financial obligations on your worksheet, write down the limitation of each credit card or other type of financial obligation and include these amounts up to get your total possible financial obligation. You can find info about your limitations on your declarations. This will reveal you the total possible amount of debt you might have. Are you at the top of your limits? Or could you go even more deeper into debt? In any case now you know how bad it can get.

It is also truth that individual loans financial obligation consolidation is rarely effective. Consumers start it with good intents, however less than half are successful and ultimately end up either in debt settlement or personal bankruptcy. At that point, difficult properties can be lost to default. Anybody considering this kind of debt consolidation owes it to themselves to take a look at all the programs readily available. In all probability, something other than debt consolidation might work and be even more effective in the long run. For the one month-to-month payment, there is more available than just financial obligation combination. The other techniques may be worth investigating.

Taking a look at what your neighbor has and wanting the same for yourself. Remember, the objective here is Debt Free in 5 years, not 5 minutes. This may take this amount out in simply a couple of months.

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